Friday, October 17, 2025

Cheque Dishonour and Liability of Insurance Company in Cases of Compensation

Cheque Dishonour and Liability of Insurance Company in Cases of Compensation

Apex Court has made the legal position very clear; law laid down by Apex Court is binding in view of A.141 of Constitution. In case of NICL v. Balkar Ram [2013] GCtR 2111 (SC) where insurance company raised the argument that since cheque towards insurance policy was dishonoured, so insurance company is not liable. The appeal of insurance company was held to have "no substance". No recovery rights were granted to insurance company in such situation. 

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